Comparison

DIY, Consultants, or Flat-Fee — How to Run Your Protest

Every Texas homeowner has the same three options for running a property-tax protest: do it yourself, hire a contingency-fee firm that takes a cut of your savings, or use a flat-fee service that charges a set price for the evidence package. Each model fits a different kind of homeowner. Here's the honest comparison.

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Option 1

Do it yourself

Cost
$0
Time
8–15 hrs
Win rate
~60–80%
For well-documented protests

The Texas protest process is intentionally accessible — you don't need a license, an attorney, or any intermediary. File the protest form with your CAD, gather comparable-sales evidence and any condition documentation, and present at the informal review or formal Appraisal Review Board hearing. The eight-step playbook on how to protest covers everything.

Win rates draw on Texas Comptroller protest-outcome data: well-documented residential protests tend to land reductions in roughly 60-80% of cases statewide, with informal-review settlement running higher than formal ARB hearings in most large counties.

Pros
  • Free, with full control over your case.
  • Builds expertise that pays off every future year — the process is the same year after year.
  • Informal reviews are usually routine; appraisers are polite and often willing to settle on reasonable evidence.
Cons
  • Real time investment. 8-15 hours for a thorough first-year case.
  • Texas is a non-disclosure state — assembling comparable-sales evidence requires MLS access or considerable web research across CAD records.
  • You'll still need to attend a hearing if the informal review doesn't settle.
Best for
Homeowners with time, comfort with light data analysis, and the willingness to show up for the hearing.
Option 2

Contingency-fee consultants

Cost
25–50%
Of first-year savings
Time
~45 min
Sign-up + power of attorney
Win rate
High
On protests they take

Several large firms in Texas (you've seen the billboards) run a contingency-fee model: you sign a power of attorney authorising the firm to file and present the protest, and they take a percentage of whatever savings they secure for you in the first year. Some collect for just the first year; others collect for multiple years.

Pros
  • The firm does the work; you sign up and forget.
  • Local CAD and ARB experience — they've handled thousands of cases.
  • No-win-no-fee aligns incentives in the most direct way.
Cons (the math)
  • The fee compounds against you. Their cut is on year 1, but the reduced assessment saves you for years 2, 3, 4… that they don't share.
  • Volume incentives shape effort. Lower-value properties may get cursory treatment if the firm's portfolio is heavy on big-ticket cases.
  • Auto-renewal. Most agreements re-up yearly until you formally revoke power of attorney with the CAD.
Best for
High-value properties where even a 35% cut leaves significant savings, or homeowners who simply will not invest any time and want zero further involvement.
Option 3Our take

Flat-fee evidence services (us)

Cost
$99/yr
Or $179 one-time
Time
~5 min
Enter address, review report
You keep
100%
Of every year's savings

The flat-fee model splits the difference. You pay a predictable, modest fee for the hard part — the evidence assembly and the protest narrative — and you keep all the savings, every year, forever. Filing the protest itself is a 10-minute task once the evidence is in hand, and our county-specific filing guides walk you through it.

How the math compares to contingency: first-year savings on a successful protest vary with property value, reduction size, and local tax rate — but on most Texas homes the dollars saved in year one alone exceed our $99 subscription several times over, and the same dollars come back to you every year afterward without any ongoing percentage fee.

Pros
  • Dramatically cheaper than contingency on anything but the smallest reductions.
  • No power-of-attorney transfer — you stay in control.
  • Evidence package is yours to keep and reuse.
  • Money-back guarantee if you complete the ARB hearing and don't get a reduction.
Cons
  • You still file the protest and (if informal review doesn't settle) attend the ARB hearing yourself.
  • With our evidence package in hand, the hearing is mostly a five-minute presentation of a packet already mailed in — but it's still time on your calendar.
Best for
Homeowners who want to maximize long-term net savings, retain control of the process, and spend ~5 minutes on the prep. See our pricing.

Quick decision guide

I want zero hours and zero dollars, even if my chance of winning drops.
Don't protest
I have 8-15 hours and I'm comfortable with light data analysis.
DIY →
My property is high-value and I want zero involvement, even if I give up a chunk of savings.
Contingency firm
I want the evidence handled but I want to keep all my savings, every year.
Flat-fee →

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Disclaimer

The statistics on this page are best-effort aggregates compiled from public county appraisal-district records as of the data extract date noted above. We update them periodically; we cannot guarantee they reflect the most recent appraisal-roll certifications, post-extract value changes, or supplemental records.

Always verify deadlines, portal availability, and contact details with your county's central appraisal district before filing — the links to each county's official site are provided above.

The information on this page is provided for general educational purposes only. It is not property-tax advice, legal advice, or financial advice. Property tax law and appraisal-district procedures change; for guidance specific to your situation you should consult a qualified professional.

Looking up an address through this site or generating a free estimate does not create a customer relationship with Protesting Property Taxes. You become a customer of our service when you purchase a report.

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